- Pioneer in digital banking innovation
- Member of the Aboitiz Group
UnionBank’s digital banking evolution
UnionBank of the Philippines is a universal bank regulated by the Bangko Sentral ng Pilipinas. It is a publicly listed company and a member of the Aboitiz Group, one of the Philippines’ largest and most diversified conglomerates. UnionBank focuses on delivering digital banking solutions for retail and business clients across the country.
The bank operates with a strong emphasis on financial inclusion and digital transformation. UnionBank has launched several initiatives including The Ark, a fully digital branch, and its mobile banking platform. It also supports start-ups and fintechs through the UnionBank Innovation Campus and its fintech accelerator programme. The bank offers a full suite of services such as deposit products, corporate loans, payments, and investment services.
UnionBank holds a universal banking licence and has received multiple awards for its digital services. As of 2024, it continues to expand its reach through partnerships, digital infrastructure, and integration with new financial technologies.
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UnionBank’s financial services ecosystem
UnionBank provides a broad range of banking and financial services. It offers digital solutions tailored for individuals, SMEs, and large corporations. Through its mobile app and online platforms, users can manage transactions, transfer funds, pay bills, and invest in various financial products.
The bank also provides corporate clients with cash management, trade finance, and treasury services. UnionBank collaborates with government agencies and tech firms to drive digital adoption in financial services. It manages fintech partnerships via UnionDigital Bank, its digital banking arm licensed under the Digital Banking Framework of the BSP.
UnionBank aims to promote inclusive banking by integrating cloud, blockchain, and AI technologies. It is involved in key sectors such as remittances, e-commerce, and digital ID integration. Its continuous investment in cybersecurity and data infrastructure supports a seamless and secure customer experience.
