- M Lhuillier Financial Services is one of the Philippines’ largest non-bank financial institutions, offering money transfer, pawnshop, and microfinance services.
- With over 3,000 branches, it plays a key role in expanding financial access to underserved and remote communities.
M Lhuillier: From pawnshop to financial powerhouse
Founded in the 1980s by Michel and Amparito Lhuillier, the company began as a modest pawn and jewellery shop in Cebu City. Over the decades, M Lhuillier has evolved into a major player in the Philippine financial sector. Today, it offers a diverse suite of services, including local and international remittances, loans, bills payment, insurance, and logistics. Its growth reflects a deep understanding of Filipino households’ financial needs and a commitment to accessible, community-based services.
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M Lhuillier: Expanding services and business ventures
In addition to its financial offerings, M Lhuillier has expanded into other sectors, including real estate, construction, food production, farming, and the distribution of bottled water, wines, and gourmet products. This diversification strengthens the company’s economic footprint and supports sustainable growth. The firm’s international remittance partnerships also provide a vital financial lifeline for overseas Filipino workers and their families.
M Lhuillier: Financial inclusion and accessibility
M Lhuillier’s vast network of over 3,000 branches ensures its presence in both urban centres and rural areas. By operating outside traditional banking frameworks, the company helps bridge the gap for unbanked and underbanked Filipinos, offering fast, secure, and affordable financial solutions. Its continuous innovation—including digital payment platforms and mobile services—further enhances its ability to serve a broader population.
