- Certegy Ezi-Pay Pty Ltd, a long-standing Australian financial technology provider.
- Australia’s retail finance landscape is changing fast.
Certegy Ezi-Pay’s growth and focus
Launched in 1989, Certegy Ezi-Pay is part of the Humm Group, one of Australia’s leading financial services groups. Its interest-free instalment model remains the foundation of its business, giving consumers payment freedom while ensuring merchants are paid promptly.
According to the firm’s LinkedIn page , the company focuses on credit risk assessment, payment infrastructure, and customer servicing. Certegy’s automated tools and merchant partnerships have kept it a trusted name despite the rise of new fintech rivals.
Also read: Megabit Cloud: Africa-born global cloud provider
Also read: Cloudflare: Enhancing internet infrastructure in Africa
Industry context and challenges
Australia’s financial services market is shifting under the weight of heightened oversight and rapid digital adoption. The Australian Securities and Investments Commission (ASIC) has intensified its supervision of credit products, compelling providers to demonstrate greater openness, accurate risk tracking and fair treatment of consumers. The push has accelerated a wave of fintech modernisation.
Certegy Ezi-Pay has responded by modernising its systems and refining its compliance infrastructure. With a background in consumer credit spanning over thirty years, the company integrates technology upgrades with policy discipline. Its ability to adapt without losing stability makes it a central pillar of Australia’s payment ecosystem—bridging regulated finance and emerging digital credit.
